Fix encoding issue when lc_monetary or lc_numeric are different encoding

from lc_ctype, that could happen on Windows. We need to change lc_ctype
together with lc_monetary or lc_numeric, and convert strings in lconv
from lc_ctype encoding to the database encoding.

The bug reported by Mikko, original patch by Hiroshi Inoue,
with changes by Bruce and me.