Recommend include_realm=1 in docs

As discussed, the default setting of include_realm=0 can be dangerous in
multi-realm environments because it is then impossible to differentiate
users with the same username but who are from two different realms.

Recommend include_realm=1 and note that the default setting may change
in a future version of PostgreSQL and therefore users may wish to
explicitly set include_realm to avoid issues while upgrading.